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INEBA GOGO MICROFINANCE BANK

IGMFB Sparkle Account

This Account is a specialized savings account for Kids (0 – 12 years old), with parents/guardians as the trustees of the account until the child is 18 years old. The account is designed to create banking awareness amongst children in a fun manner from an early age.

Key Benefits:
  • Minimum opening and operating balance of N1,000.00.
  • Competitive interest on savings

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INEBA GOGO MICROFINANCE BANK

IGMFB Young Achievers Account

This account is a specialized savings account for teenagers between the ages of 13 – 17 years, with parents/guardians as the trustees of the account until the child is 18 years old. The account is designed to drive financial literacy and money management skills.

Key Benefits:
  • Minimum opening and operating balance of N1,000.00.
  • Default savings interest rate of 3.75%

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INEBA GOGO MICROFINANCE BANK

QuickSave

This is a savings account that provides access to banking services to customers without valid means of identification. Account is opened with minimal KYC documentation.

Key Benefits:
  • Zero account opening and operating balance.
  • Competitive interest on savings.
  • Debit card issuance.

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INEBA GOGO MICROFINANCE BANK

QuickSave Plus

This is a savings account that provides access to banking services to customers with minimal documentation requirement i.e. verifiable means of identification.

Key Benefits:
  • Debit card issuance.
  • Non-clearing cheque book on request.
  • Access to e-channel platforms.

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Product List.

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INEBA GOGO MICROFINANCE BANK

Individual Current Account

This Account is an individual account that allows for convenient and value-adding banking experience.

Key Benefits:
  • Minimum opening balance of N5,000.00
  • Zero operating balance
  • Current Account Maintenance Fee of N1/mile on all debit transactions.

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Products List

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INEBA GOGO MICROFINANCE BANK

Tri Saver Account

This is a 3-in-1 high yield savings account that combines the features of a savings, current and fixed deposit account. It encourages you to save more to earn more.

Key Benefits:
  • Minimum opening and operating balance of N10,000.
  • Earn higher interest as you save.
  • Non-clearing cheque book on request.

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Products List

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INEBA GOGO MICROFINANCE BANK

Premier Account

This is a premium banking current account product designed for high-net-worth individuals with the aim of providing banking services bundled with lifestyle propositions.

Key Benefits:
  • Minimum opening balance of N200,000.00
  • Free Visa Card
  • Access to priority service at in our banking hall

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Products List

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INEBA GOGO MICROFINANCE BANK

Unity Savings Account

This account is targeted at unregistered entities with banking needs i.e., Associations, Clubs, Societies, Church groups, Mosque groups, Estates (Residential) etc.

Key Benefits:
  • Competitive interest rate
  • Maximum of four withdrawals monthly
  • Minimum operating balance of N5,000

Our
Products List

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Accounts

Open an Account

Empower your personal finances with our comprehensive suite of banking services designed to simplify your life and help you achieve your financial goals. From savings accounts to personal loans, we're here to support you every step of the way!

1k

Starting from...

INEBA GOGO MICROFINANCE BANK 3.0%

2%

Increase monthly

INEBA GOGO MICROFINANCE BANK 2.0%

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    Savings Accounts

    Invest in Your Future,
    Start Saving.

    Secure your future with our flexible savings accounts, offering competitive interest rates and convenient access.

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    Savings Accounts

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      Remittance Services

      Effective Money Transfer

      Fast, reliable, and cost-effective international money transfer solutions to connect you with loved ones worldwide..

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      Live Savings Accounts

      INEBA GOGO MICROFINANCE BANK 0.0%

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      INEBA GOGO MICROFINANCE BANK 0%

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        Financial Education

        Financial Education

        Empower yourself with knowledge through our financial literacy programs, equipping you with the skills to make informed financial decisions.

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        Live Savings Accounts

        INEBA GOGO MICROFINANCE BANK 0.0%

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          Sustainable Practices

          IGMFB Provides Advisory Services.

          Every pleasure is to be welcomed and every pain avoided duty or the obligations of business our power of choice is untrammelled and when nothing prevents.

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          Live Savings Accounts

          INEBA GOGO MICROFINANCE BANK 0.0%

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          INEBA GOGO MICROFINANCE BANK 0.0%

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            Help Center

            Available to Resolve Common Queries

            Skip the queues and get all the answers you need right from your phone. Log your dispense errors from your banking app. Check our How-To Guide for quick fixes.

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            Zero Delay

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              • Online Banking

                Ease your Banking...

              • Smart Carrier

                Seamless Banking on the Go.

              • Dial USSD #505#

                Small fees...

              • Agency Banking

                Cash Deposit and withdrawer made simple

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              Online Banking

              Digital Banking

              Experience banking on your terms with our innovative digital banking platform, designed to provide you with convenient access to your accounts anytime, anywhere.!

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                Smart Carrier

                Smart Carrier

                This is for professionals, entrepreneurs, or young individuals who are tech-savvy and prioritize convenience and innovation in banking. Simply known as banking at your fingertips.

                Instant Onboarding

                INEBA GOGO MICROFINANCE BANK 100%

                Swift Application

                INEBA GOGO MICROFINANCE BANK 100%

                For Enquiry

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                  Dial USSD #505#

                  Dial USSD #505#
                  - Get Started Today

                  Unstructured Supplementary Service Data (USSD) allows users to perform a wide variety of Banking transactions with ease, by simply dialling the #505# code from any mobile phone. The user does not need to have internet service to dial the code.

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                  Simply Dialing

                  INEBA GOGO MICROFINANCE BANK 100%

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                  Performs varieties of task

                  INEBA GOGO MICROFINANCE BANK 100%

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                    usergroup

                    Agency Banking

                    Banking that Build Communities

                    Continuing our commitment to agency banking, we aim to expand the accessibility of financial services with a focus on the underbanked and unbanked in the society by engaging and empowering agents to extend financial services to more communities in the interiors.!

                    Ensure Top-Tier Services.

                    INEBA GOGO MICROFINANCE BANK 99%

                    Financial Partners Inclusion.

                    INEBA GOGO MICROFINANCE BANK 4.5% in lfy

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                      INEBA GOGO MICROFINANCE BANK
                      Calculation
                      Instant

                      Micro Loan

                      SME Loan

                      Group Loan

                      Education Loan

                      Agricultural Loan

                      School Loan

                      Loan Calculator

                      Flexible
                      Loan Calculator

                      Small, short-term loans targeted at low-income earners and petty traders. Can be a personal or business loan. Used for working capital, purchasing stock, or minor business expansion. Flexible repayment terms, often daily or weekly.

                      Loan Questions? Check Our Faq’s Page
                      Loan Amount
                      NGN5000
                      NGN50,000 NGN2.5K
                      Loan Term (Years)
                      2
                      1 Month 12 Month
                      Interest Rate
                      8.5%
                      6% 18%
                      icon-32
                      Monthly EMI

                      NGN4,340.00

                      Interest Amount
                      NGN541,388
                      Interest Amount
                      NGN541,388
                      Loan Calculator

                      Flexible
                      Online Loan Calculator

                      Larger loans designed for small and medium-sized enterprises. Typically used for business growth, equipment purchase, or operational costs. May require collateral or guarantors.

                      Loan Questions? Check Our Faq’s Page
                      Loan Amount
                      NGN500000
                      NGN50,000 NGN500K
                      Loan Term (Years)
                      20
                      20 Years 40 Years
                      Interest Rate
                      8.5%
                      6% 18%
                      icon-32
                      Monthly EMI

                      NGN4,340.00

                      Interest Amount
                      NGN541,388
                      Interest Amount
                      NGN541,388
                      Loan Calculator

                      Flexible
                      Loan Calculator

                      Loans provided to groups of individuals who collectively guarantee repayment. Popular among cooperatives, trade associations, and community groups. Encourages mutual accountability.

                      Loan Questions? Check Our Faq’s Page
                      Loan Amount
                      NGN500000
                      NGN50,000 NGN2.5 million
                      Loan Term (Years)
                      2M
                      1 Years 1 Years
                      Interest Rate
                      8.5%
                      6% 18%
                      icon-32
                      Monthly EMI

                      NGN4,340.00

                      Interest Amount
                      NGN541,388
                      Interest Amount
                      NGN541,388
                      Green Energy Loan

                      Flexible
                      Loan Calculator

                      Specialized financing products designed to promote investment in renewable energy, energy efficiency, and environmentally sustainable projects. They are tailored for funding projects such as Solar panel installation, Wind turbines, Energy-efficient appliances or systems, Bioenergy solutions, Waste-to-energy projects, Electric vehicles (EVs) or hybrid technologies. It encourages the adoption of clean energy and environmentally friendly practices.

                      Loan Questions? Check Our Faq’s Page
                      Loan Amount
                      NGN500000
                      $50,000 NGN2.5 million
                      Loan Term (Years)
                      20
                      2 Months 4 Months
                      Interest Rate
                      8.5%
                      6% 18%
                      icon-32
                      Monthly EMI

                      NGN4,340.00

                      Interest Amount
                      NGN541,388
                      Interest Amount
                      NGN541,388
                      Loan Calculator

                      Flexible
                      Loan Calculator

                      Tailored for farmers and agro-based businesses. Used for purchasing seeds, fertilizers, farming equipment, or irrigation systems. Flexible repayment schedules to align with harvest seasons. They are designed to finance agricultural activities, such as: Crop cultivation and planting, Purchase of seeds, fertilizers, and pesticides, Livestock farming and poultry, Aquaculture (fish farming), Purchase of farm equipment (tractors, irrigation systems, etc.), Harvesting, storage, and processing, Distribution of agricultural products. etc.

                      Loan Questions? Check Our Faq’s Page
                      Loan Amount
                      NGN500000
                      NGN50,000 NGN2.5 million
                      Loan Term (Years)
                      20
                      4 Months 4 Months
                      Interest Rate
                      8.5%
                      6% 18%
                      icon-32
                      Monthly EMI

                      NGN4,340.00

                      Interest Amount
                      NGN541,388
                      Interest Amount
                      NGN541,388
                      Loan Calculator

                      Flexible
                      Loan Calculator

                      A financing product designed to support students, parents, and educational institutions in funding education-related expenses, including tuition fees, infrastructure development, and educational resources.

                      Loan Questions? Check Our Faq’s Page
                      Loan Amount
                      NGN5000
                      NGN5,000 NGN10,000
                      Loan Term (Weeks)
                      20
                      2 Weeks 4 Weeks
                      Interest Rate
                      8.5%
                      6% 18%
                      icon-32
                      Monthly

                      NGN4,340.00

                      Interest Amount
                      NGN5,388
                      Interest Amount
                      NGN5,388
                      Spending
                      Secure
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                      Cashback Up to: 25% Average APR: 5.50%
                      Why IGMFB

                      Unlocking Opportunities
                      For Every Dream

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                      Commitment to Excellence
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                      Innovative Environment
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                      Career Development

                      We are dedicated to maintaining the highest standards of professionalism and service in everything we do. Join a team that values integrity, ethics, and a relentless pursuit of excellence.

                      Explore Our Products

                      Your Local Financial Inclusion Partner..

                      At IGMFB, we foster a culture of innovation where new ideas are welcomed, creativity is celebrated, and bold initiatives are encouraged. Be part of a dynamic environment where you can unleash your full potential.

                      Explore Our Products

                      Your Local Financial Inclusion Partner..

                      Your growth and development matter to us. Whether you're a seasoned professional or just starting your career, we provide ample opportunities for learning and advancement. Take advantage of our comprehensive training programs and mentorship initiatives to chart your path to success.

                      Explore Our Products

                      Your Local Financial Inclusion Partner..

                      About Us

                      Welcome to IGMFB.

                      We are your financial partner in progress
                      At IGMFB, we’re more than just a bank – we’re a force for positive change. With a commitment to financial inclusion and empowerment. Our mission is to provide accessible financial services to individuals and businesses, enabling them to build a better future for themselves and their communities.

                      Your Local Financial Inclusion Partner..
                      Key Features

                      Licensed by the CBN

                      Deposits insured by NDIC

                      Faq’s

                      Read Questions & Answers

                      Categories

                      Wide range of topics to address common queries.
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                      • 01How do I open a new account?

                        Repudiated and annoyances accepted the wise man therefore always holds in these matters to this principle selection he rejects pleasures to secures.

                      • 02How can I check my account balance?

                        Repudiated and annoyances accepted the wise man therefore always holds in these matters to this principle selection he rejects pleasures to secures.

                      • 03Is online banking secure?

                        Repudiated and annoyances accepted the wise man therefore always holds in these matters to this principle selection he rejects pleasures to secures.

                      • 04What is the daily ATM withdrawal limit?

                        Repudiated and annoyances accepted the wise man therefore always holds in these matters to this principle selection he rejects pleasures to secures.

                      • 05How do I apply for a loan?

                        Repudiated and annoyances accepted the wise man therefore always holds in these matters to this principle selection he rejects pleasures to secures.